“As my journey continued, I found my mission was evolving. At each stop along the way, I was discovering tools, opportunities, and investment products available to ultrawealthy people that the average person never hears about. And ironically, some of the best ones have very little risk, or they have limited risk with what they call asymmetric risk / reward – – which means the investors get a big upside potential for very little downside exposure. And that’s what the ‘smart money’ lives for.” – – Tony Robbins, pages 25-25, “Money – Master the Game” (#1 New York Times Bestseller)
TABLE OF CONTENTS
In the Bank Instruments Investment Programs (BIIP)
UNSURPASSED RELATIONSHIPS
AT THE APEX OF THE GLOBAL BANK INSTRUMENTS INDUSTRY
We are incredibly fortunate to have become connected with several of the groups operating at the very apex of this industry. They offer benefits not found elsewhere.
We are also associated with several of the finest program administrators in the World. One of our favorites of them has singularly impressive credentials. It is, in fact, a team of people, a consulting group. Their extensive accomplishments in business and government, awards, titles, positions, degrees, humanitarian projects and other recognitions give them a reputation that makes them an honor to introduce. Their knowledge of international law, their connections in worldwide banking and their mastery of the processes of trading make the journey smoother and more predictable than other providers.
Naturally, at the minimum, they provide the gold standard, which is not unique to them – – namely, absolutely zero risk, able to be confirmed in advance. They provide the highest returns on the planet, of any managed funds programs. Returns are contractually guaranteed – – as predictable as clockwork.
It is a privilege to be invited to participate in their programs and not all clients are accepted. Contractual terms are only discussed after stringent compliance checks have been completed by the trading platform, to ensure complete adherence to international Anti-Money Laundering laws (AML). An idea of what the newly multiplied wealth will be used for by the client is also taken into consideration. Ideally the client will have a positive worldview that supports humanitarian projects, charities and causes in tune with natural law. The higher the purpose, the more ideal the client.
For the entire duration of the program, the client remains in full control of his/her committed capital, or its equivalent, at all times, just as is the case now. The cost of doing business is the opportunity cost of that capital just sitting there and not being deployed into other investments. In some of the reserve account programs, the client is free to move his capital, but if one does, after signing the contract to enter into the program, the returns will stop coming and the client will probably never be invited to participate again. Nevertheless, that is the worst of it – – client funds are never placed at risk. One can have peace of mind and sleep at night, knowing the outcome is predictable.
This means one doesn’t need to do due diligence. One doesn’t need to check us out. The client doesn’t need to trust us (even though we are trustworthy). It doesn’t matter. The client doesn’t need to trust the program administrators or the traders. In all but a few programs, the client will never entrust his or her money with them. The client doesn’t need to do due diligence on whether they are trustworthy. The client doesn’t need to trust anyone but oneself. The client stays in full control at all times.
That much is already the gold standard with the few platforms around the world that operate in integrity and are actually performing. What is different about the two firms we represent consists of a number of more rare virtues that newcomers as well as seasoned veterans might not have encountered before. It is these rarified values that give clients advantages considered rare and privileged even within the elite club of billionaires.
One of these firms operates at the apex of the global financial system, handling the Queen of England’s funds, and the Chinese Heritage Funds, and the treasuries of many royal families, among others, which number in the “T” and “Q” levels. This firm sets the policy for all the other platforms and oversees them. So if they can’t accomplish something for an investor, nobody can. Its absolute rock bottom minimum for admission into a platform is $500M USD or EUR.
This firm occupies an entire floor of the highest high-rise building in downtown Miami. It has 150 staff located there, plus an army of traders, platforms, attorneys, and other professionals in many locations around the world. It is also a prime cutting house, so that is where we refer clients who wish to purchase Bank Guarantees (BGs) or Standby Letters of Credit (SBLCs), as distinguished from entering a bank instruments trading program. There is a $500M USD minimum for purchasing BGs or SBLCs.
The other favored firm at the moment operates from one of twelve banks in the world that are using the new Quantum Financial System, and whose trader is considered to be the number one trader on the planet, both in terms of rates of return and in terms of speed of delivery. Its minimum for participation is only $1M USD or EUR, but they routinely handle nine, ten, and eleven figure funds as well.
We have been seeing both clients and intermediaries being paid regularly, consistently, flawlessly, as promised, and as contractually guaranteed, via both of these sources. Hence these platform sources are in that tiny percentage which are proven, genuine, authentic, performing, of integrity, and successful.
Thus we are right at the quintessence of the global bank instruments industry, through two different channels – – both of which are heavily involved in humanitarian projects (the genuinely benevolent ones that are truly making a difference for the betterment of the world), both of which are proven to be performing and paying out as promised, and both of which can authenticate a prospective client on their screens within 15 minutes.
Since programs come and go every month, for more detailed information regarding the specific programs available from these two firms, see the separate document entitled “Current Programs”.
Overview
The terms “International Fiduciary Trades”, “Private Placement Platforms”, and “Bank Instruments Investment Programs” represent a private category of investments that are not available on the open market.
This special type of Trade is part of the process that brings International Bank Instruments from the Primary Market to the Secondary Market, usually involving Medium Term Notes (MTNs).
These are private and by “invitation only” investments from the world’s largest and most reputable banks. These are unlike any other investment because the returns are not speculative but are contractual, thereby making them immune to negative public market conditions.
Trading does not take place in the US, but occurs primarily in Europe (London, Zurich, Geneva) and Asia (Hong Kong, Singapore) among top-tier, AAA rated banks such as JP Morgan Chase, Credit Suisse, Citi Group, HSBC and others. They generally are only available to Ultra High-Net- Worth Individuals or qualified Institutional Investors and because they occur at the upper echelons of the world financial system, they are not available to the general public. For this reason, most Financial Planners and Financial Advisors are not privy to these investments.
The returns can be contractually as high as double-digit monthly returns and the capital is not put at risk in the trading. With properly structured programs, the Investor’s capital never even leaves their own bank account as the investor is acting only as a 3rd party investment partner for the banks.
Banks cannot legally trade their own funds. Therefore, to satisfy the rigid International Banking Regulations that govern this process, the banks must have 3rd party investment funds sitting on their balance sheet at the time of the trades, even though the money is never technically used. Trade proceeds are usually disbursed weekly, over a 40-week period (international banking weeks over 12 calendar months).
These are regulated by strict guidelines established by the International Chamber of Commerce (ICC), the Federal Reserve, European Central Bank, the Bank of International Settlement (BIS) and both Traders and participating financial institutions require special licenses in order to participate.
A cash investor with sufficient capital can bypass the traditional smaller “Middle Man” Trade Platforms and participate directly with the Bank Trade Desk, receiving a contract on bank letterhead, with full banking responsibility. Intermediaries in the form of a Program Manager and a Facilitator serve to pre-qualify investors, answer their questions, and get all the necessary compliance documents.
Due diligence is undertaken by the Investor once they have submitted KYC (Know Your Client) and POF (Proof of Funds) documents to the Trader and have passed forensic compliance checks. At that point, they will receive the contract from the Trader stipulating the terms and procedures, on bank letterhead, with full banking responsibility. This gives the Investor full transparency and makes due diligence very easy. The serial number of that contract and the banking license of the Trader can easily be verified by the Investor’s own banker. After reviewing the contract and performing banker due diligence, the Investor then decides if they want to move forward or not.
Background
The “United States Department of the Treasury” (US Treasury), fulfilling its responsibilities under the Bretton Woods Agreement, developed the Medium Term Note (MTN) by employing established European financing methods through which banks and financial institutions commonly finance long- term loans by selling Letters of Credit or Bank Notes of medium term to provide funding for loans.
The MTN bank issues are debt instruments that are legally allowed to be excluded from the debit side of their ledger or “off-balance sheet”, but count towards the bank’s capital reserves. Funds received by issuing these instruments rank at equal rate with depositors’ accounts, but these are long-term “contractual obligations” and as such are allowed to be listed in the footnotes instead of on the balance sheet.
As banks have the ability to borrow funds on a leveraged ratio against their capital reserves, in order to engage in fractional reserve lending, this method of financing can be very profitable.
In the post-World War II era, the Bretton Woods Agreement created a stable international financial system and a mechanism to finance macroeconomic projects to re-build parts of Asia and Western Europe. The US Treasury and the “Federal Reserve System” (Federal Reserve) developed an instrument that may be traded to create new credit and that credit would be used in specific approved macroeconomic projects, allowing such funds and credit to be applied in geographical areas requiring credit and cash infusions to survive and grow.
While that understanding or intent remains true today, it is no longer always a necessary requirement to involve an economic project / humanitarian project. Investors can engage in either wealth creation or project funding, depending on the client’s goal and the terms of the trade program.
The contracts to purchase and sell these MTNs are managed and/or approved by the US Treasury and are administered by prime US and European bank syndicates.
The US Treasury or the Federal Reserve may price these instruments at whatever price is necessary to provide the needed new credit in the geographical location or for the project(s) for which they have been approved.
Not all applicants or projects are approved. Both the applicant and the funds that will be used to purchase and sell the financial instruments must be screened, according to US Patriot Act and Anti- Money Laundering (AML) Guidelines and their European equivalents. This is done through the submission of Know Your Client (KYC) documentation to the Traders, along with Proof of Funds (POF) prior to discussion of contract terms.
Generally, there is just one Principal (or Asset Provider). That Principal is the owner of the Funds and the Principal is the applicant to the “trade desk”, which must also have the approval to trade from the US Treasury or the Federal Reserve.
Nature of the Investment
These programs are a very low-risk opportunity for an “Investor” who can provide a cash deposit, Bank Guarantee (BG), or a Standby Letter of Credit (SBLC) for a minimum of 500 Million Euro (€500,000,000), 500 Million USD, or in some rare programs, an absolute minimum of 1 million USD.
This deposit or Bank Instrument (BI) allows the trade bank to release credit facilities for the trading of MTNs. The notional returns to the Investor/Asset Provider are generally expected to be over 20% per month. This expectation is based on the track-record over the last decade. However, returns are contractually agreed upon by the Asset Provider and the Trader before the trading begins and can vary on a case-by-case basis.
For Investors who do not have 500M Euro there is the possibility to do a wealth-accumulation “bullet trade”. These are for Investors with a minimum of 1M Euro or USD, and the trade proceeds are paid weekly, in order to help the investor, get to the 500M Euro level more quickly.
The Investor’s capital is not put at risk in the trading. The Investor’s capital is used to trigger a credit line for the bank. The credit line is fully underwritten by the bank before it can be triggered, thereby guaranteeing the Investor’s money will never be collateralized.
The investor’s capital is not physically involved (prohibited use) with the buy and re-sale exchange activities generating the profit. Fiduciary Trade capital always sits in their own back account, without liability of lien, encumbrance, transfer of control or subject to first call by anyone, and only serves as a security pledge under contract to a trader.
The trader uses this pledge to trigger his own credit facility under contract with his trade bank, which extends a conditional leveraged credit line against the sum total of his capital contracts with Investors. The bank protects the Investors account from call in that the credit facility used for the purchase of securities is subject to bank responsible confirmation of a “closed book” sale only.
The trader must have confirmed evidence of contracts with exit buyers (closed book) for the securities before the bank will release the credit line. The sale itself is managed and scrutinized by the bank at all times, as their funds and license are exposed.
In other words, the investor’s funds are not directly involved in the buy/re-sale transactions. The Investor’s cash deposit, as a security commitment, is non-callable and not subject to loss liability because of the terms and conditions of the credit line facility in which the transaction re-sale funds are in place prior to release of the credit line.
For those who have non-cash assets, there are some firms that are ready, able, and willing to obtain lines of credit against them and place that cash into a PPP. All bank instruments traders require USD or EUR as the basic funding unit, and do not accept other types of money or assets for trading contracts. In addition, they normally do not accept lines of credit that are already liened or encumbered. They only accept free and clear cash, or credit that is unencumbered. However, there are a few companies that arrange for the type of credit against assets that can be accepted by a bank instruments trader.
Monetization of Assets
For those who have non-cash assets, there are some firms that are ready, able, and willing to obtain lines of credit against them and place that cash into a PPP. All bank instruments traders require USD or EUR as the basic funding unit, and do not accept other types of money or assets for trading contracts. In addition, they normally do not accept lines of credit that are already liened or encumbered. They only accept free and clear cash, or credit that is unencumbered. However, there are a few companies that arrange for the type of credit against assets that can be accepted by a bank instruments trader.
How to Convert Assets for Sale into Platform Trade Deals
Our monetizers can definitely bring benefits to many large asset sellers that would be superior to selling the asset, by hypothecating it and entering the line of credit into one of our unsurpassed zero risk pinnacle-of-the-industry bank instruments trading programs in the private placement platforms industry.
This would allow the asset owner to keep ownership of the asset, while enjoying the benefits of major cash flow derived from the entry into bank instruments trading programs of the line of credit issued against the asset. This would yield to the asset owner a monthly or weekly series of dollar amounts far greater than a simple one-time sale.
This is a much more favorable and profitable deal for the asset owner, and it is a zero-risk proposal both for the asset owner and for the traders. In other words, the asset owner will be able to see in the contract before signing it that their trades never have losses, and that even if they did, there will be no legal right for them to claim the asset as reimbursement.
They can never claim ownership of any of the asset, and they can never have any losses on their end, either. That is why the bank instruments trading industry is kept so quiet. It provides unparalleled privileges to a small private market worldwide by invitation only.
What is necessary to make this happen are just some easy documents for the asset owner to provide. One of them would be an SKR (Safe Keeping Receipt) from a major highly respected financial institution or registered, certified, well reputed warehouse. That SKR must authenticate the value, ownership, and safety of the asset via the standard SKR protocols. The ownership verification will necessarily include the requirement of showing evidence that the chain of title of ownership history is from good, clean, clear, and non-criminal origin.
Once the asset owner passes compliance and is accepted, this will initiate him or her into the private club of international BIIP PPPs.
How it Works
Successful trade programs, besides having unique access to established bank lines-of-credit, require the expertise of qualified licensed traders capable of engaging in the purchase and sale of investment-grade bank debentures in the wholesale market. Traders are licensed by European regulatory agencies, and trades proceed according to strict procedural and legal guidelines. Under present rules, traders cannot use their own assets to trade. This is why third-party investors are necessary.
This trading operation is generally referred to as a “controlled”, “managed”, “closed” bank debenture trading effort because the Supply Side of the financial instruments and the Exit Buyer for the financial instruments have already been pre-arranged and the price of the instruments already established. In other words, the licensed traders contractually manage the buy and the re-
sale of the financial instruments before any trading actually takes place, thus the term, “Managed Buy/Sell”.
Therefore, each and every completed trade will result in a net gain (and never a net loss) to the trader. The following procedural protocol are normally followed:
- The investor’s funds are never touched (funds verification only).
- Targeted 30% yield per tranche to clients (maximum allowable by authorities).
- Four tranches a week – with settlements on Friday – there may be multiple trades on a given day.
- No Powers of Attorney.
- No surprises (the Investor/Asset Provider is to be a Signatory to the Buy-Sell TradingContract).The crucial distinction, however, is that under a properly managed “buy-sell” transaction, the Investor does NOT transfer any funds to an intermediary escrow attorney or trader, nor are the funds required to be pledged or subjected to a lien.When moving an MTN into the secondary market, through trading,
- Master Commitment Holders are first in line;
- Commitment Holders are second in line;
- The secondary market comes after that.
A newly issued or “fresh cut” instrument is issued by a bank at a steep discount to face value, for example 58% of face value. It can only be purchased by a Fed authorized Master Commitment Holder, who has a certain quota they have to fill annually in order to keep their Fed appointment.
They line up a number of Commitment Holders who have the exclusive right to purchase these MTNs from the Master Commitment Holders, each in smaller volume and at a slight markup. This is the popular business model of “buy wholesale, sell retail”… buy wholesale in bulk, then sell in smaller quantities at a higher price.
These Commitment Holders can then sell it as a live seasoned instrument into the secondary market, at 98.5% of face value or similar. The resulting spreads can be substantial. They get contractual commitments from the exit buyers before the initial fresh-cut transaction with the Master Commitment Holder is ever triggered.
It is all done digitally… authentication, verification, invoicing and close-out can be done in seconds, using Bloomberg or similar.
Again, BIS regulation is that banks cannot sell their authorized issues to each other, which is where the third-party Investor comes in. The Investor is the key for the trader to unlock the credit line from the trade bank.
The traders who do these trades use credit lines from banks, but the credit line has to be fully underwritten before it can be triggered. In other words, the trader must have confirmed evidence of contracts with exit buyers for the MTNs, what they call a “closed book” before the bank will release the credit line. This is risk-free arbitrage . . . the simultaneous purchase and sale of the exact same asset, at the exact same time, but at different prices.
The trader keeps a large percentage of that profit and shares the rest with the investor, based upon their contractual agreement.
Payouts are usually weekly. Returns are contractually agreed upon by the trader and the Investor, based upon what paper issues he has lined up, and it is usually listed as a minimum or as a “best efforts” basis. Facilitators can only state “notional double digit returns per month” and must let the trader disclose to the Investor if it ends up being higher, sometimes as high as 100% per month. Facilitators are not allowed to specify returns, as that is privately contracted between the trader and the Investor, after the Investor passes AML compliance.
Because of the high returns, investors with large sums will eventually reach the Wealth Accumulation threshold and will be required to engage in Project Funding, which requires them to donate around 80% of their profits to an economic project (can be as low as 40% or as high as 95%), as non-recourse project funding. However, traders are allowed to make more profit per trade if the client engages in project funding, and because of this higher profitability per trade, the net profit to the Investor can be about the same if they do Wealth Accumulation or Project Funding.
The Federal Reserve requires an accounting of those project funds so that they are released only against certified invoice by the accounting entity. United Nations approval is also necessary for most projects. We have a United Nations Advisor available to fast-track this process.
Experts are also available to assist in helping qualified applicants access Pre-Structured Humanitarian Projects to fit the precise and rigid guidelines covered by International Banking Law and the United Nations.
Risks and Risk Management
There should be no material risks to the cash deposit or BI, given that the absolute priority is the preservation of its value and that the BI remains under the control of the Investor at all times.
Since the cash deposit or BI is required to be with a top 25 bank, there is nominal Financial Institution risk, should there be a bank bail-in. However, these trade programs only occur among top 25 banks with AAA credit ratings, which is better than the US Federal Government, and the US Treasury is considered to be the “risk-free rate”.
Investor Funds
Funds have to be of commercial origin, free of any liens or encumbrances. During the term of the Bank Trade, there cannot be any withdrawal of funds from the Client Account, nor shall any loans, credit lines, pledges, hypothecations, liens or encumbrances be placed against it. The cost of doing business is the opportunity cost of that capital just sitting there, not being deployed into other investments.
Institutional investors such as U.S. pension funds are prohibited under ERISA from purchasing anything that is not on-screen (anything other than live MTNs or registered securities which are screen able). A fresh-cut MTN can only become live or seasoned after its title changes and it receives an ISIN or CUSIP number, and it is registered for screening on Bloomberg or Reuters.
MTNs pay much higher yields than US treasuries, a 10 year MTN can pay 7% to 8% whereas the 10 year treasury is only around 2% to 3%, and the MTNs from the top banks have AAA credit rating, unlike the downgraded credit rating of the US treasuries.
The secondary market is dominated by institutional buyers, like pensions funds, sovereigns, and foundations, who buy-and-hold until maturity while collecting their annual coupon interest. They have to match cash outflows with cash inflows, and this is a reliable way for them to be able to do that, without the volatility of market speculation in equity markets. These are part of their conservative allocation, while equities and private equity funds are part of their riskier higher- yield allocations.
Why the BIIP Industry Denies Its Own Existence
Using the phrase ‘Bank Instrument Investment Programs’, in 2019, Google found several top sites (first page of hits) including that of the SEC to deny that such BIIP programs exist — but not only that the high returns don’t exist, but they are outright frauds.
So the first thing that newcomers need to realize is that the only BIIPs to favor are those where the investor never turns over control of his money to anyone else. In the few legitimate programs where the investor does turn over his money to the trader, he must have received a collateral instrument of equal or greater value and liquidity from a reputable institution as recourse. 100% of the scams have been where money changed hands without proper collateral. If the principal capital never changes hands, it is impossible for any BIIP administrator to steal it. Very simple. In the few cases where it does change hands, and a proper collateral instrument is in hand, if the trader fails to return the funds, the investor has only to cash the collateral instrument.
The legitimate programs provide this gold standard of investor control of his principal. He can see well in advance of entering such a program that there is never any requirement to relinquish control of his funds or move them to anyone else’s account. And the best BIIPs put no block, no lien, no encumbrance, no assignment, and no added signatory on the funds. All of this an investor can see ahead of time, in the communications with the intermediaries, program managers, and in the contract.
This gives peace of mind. It demolishes the claims that all BIIPs are scams. How can a scam even be possible when the principal capital never leaves its owner’s control, or its equivalent never leaves the investor’s possession?
This being the case, then why is the industry allowing itself to be misrepresented like this by the government and official financial websites and publications?
The reason is crystal clear. It is a private club. It is elitist. It is an inner circle. It is not exactly “secret”, but it is very much low-key and “quiet”. It has to be, because if it were allowed to be publicly broadcast, can you imagine the turmoil and implosion effects it would have on the world economy? Billions and trillions of dollars would pour out of the high-risk stock and bond markets and even real estate, and into the BIIPs. And let’s face it, the instruments traded in the BIIPs are based on these other markets. So if it were to allow itself to be too well known, and to be widely endorsed, it would end up sabotaging itself by collapsing the very markets on which its instruments are derived. Therefore, it has been mandatory for the industry to surround itself with a smokescreen of self-denial. Only the privileged few who are somehow fortunate enough to be initiated into it know the true reality of it.
An interesting story illustrates all this. A former three-term California State Senator and prominent American attorney had his principal offices in Geneva, Switzerland and Sacramento, California, and served as Chairman of the Board or CEO of several corporations. He had satellite offices in London, England; Melbourne, Australia; San Jose, Costa Rica; Shenyang, China; Johannesburg, South Africa; and Trivandrum, India. As a result of his expertise in global matters, he also served as international advisor to the California State University School of Business & Economics.
During his three terms as Senator, he was Chairman of the Senate Judiciary Committee, Chairman of the Business and Professions Committee, Vice-Chairman of the Public Utilities and Energy Committee, and a member of both the Senate Finance and Banking and Commerce Committees.
Without divulging his name, to protect his privacy, it is important merely to realize that someone with these credentials and accomplishments became a believer and participant in the BIIPs. But it was not always that way. It all started when a wealthy Middle Eastern oil family approached him in Switzerland.
They informed him that they were committing some very large funds to a special private program that contractually promised they would stay in control of their principal capital and never relinquish it to anyone else. All they wanted the former senator to do was to study the contracts and confirm that this freedom from risk really was true. They wanted to avoid being tricked. They wanted absolute confirmation that the absence of risk was real, and they were willing to pay generously for this advice.
When he saw that they were getting into a BIIP, he informed them that “no such programs exist”. He informed them that it had to be a scam somehow. But they countered with a bold assertion that they were not seeking his opinion on the reality or the legitimacy of the program. They were only retaining him to perform one thing: to make sure that their capital would never be placed at risk. They did not care about his personal opinion as to whether the program was valid. And they were offering a large retainer fee to him for this service.
Therefore, he agreed, still arguing that the program wasn’t real. As a condition for his service, he required that he be given access to view the screens showing their funds AND the returns – – if any – – on the investment. They agreed. Thus first he fulfilled his commitment to make absolutely sure that their funds would never be placed at risk. He analyzed all the arrangements and became satisfied of this. Hence, they entered the program and the trading commenced.
Lo and behold – – the returns began materializing. He could see them coming in on the bank screens. The returns quickly exceeded the amount of the principal, thus demonstrating that there had to be a genuine huge source of profits somewhere. He was shocked. Furthermore, he was paid what he called – – in his words – – “a rather princely sum” – – for his asset protection legal services.
This initiated him into the BIIP industry. He then became an enthusiastic supporter of it. He became a principal participant in it with his own money, and a facilitator for other investors. He then clearly understood why he had previously bought into the public party line about the nonexistence of the programs. He understood the need to keep it quiet.
Newcomers also often want to see or hear of a testimonial of someone who has already made the high returns claimed. Testimonials exist, but only if the newcomer happens to know someone who has experienced a genuine BIIP, or at least knows someone who knows someone. It goes without saying that BIIPs cannot be advertised, because that would violate the “keep it quiet” mandate. Since they cannot be advertised, that means the offer of testimonials of satisfied customers would also be out of the question.
Since the industry is so highly profitable for the insiders who are in it, it is rare that it ever needs to seek newcomers to come in and provide their capital on the books, based on which new credit is issued which is used in the trading. With this being the case, it is the newcomers who need the BIIP administrators – – not the other way around. The BIIP program managers don’t “need” new investors. That is why all legitimate BIIPs state that they are “by invitation only”.
So being, newcomers who have the “prove it to me” attitude only cause amusement to the insiders. They are left behind to live in their own skepticism and are deprived of the benefits of the BIIP.
Thus you can see that the entire industry operates by word of mouth. It operates by someone knowing someone who privately informs someone. Those who have this good fortune can get initiated into it, but if they have the “prove it to me” attitude, they will be passed up. They are not needed.
Two things ameliorate the requisite amount of faith in the reality of a BIIP that is therefore required for a newcomer to be open to it:
- the proven-up-front absence of any risk to his principal capital; and
- hopefully, personal acquaintance with someone who can vouch for the program’s
performance.
At least the first source of confidence is always available in any real BIIP. The second depends upon each newcomer’s personal relationships. In the absence of that, he just has to give it a try and see for himself if the performance manifests.
Dispelling Myths about Bank Instruments
There is so much misinformation in the Bank Guarantee and Standby Letter of Credit industry, largely because there is a huge vacuum of information.
Banks don’t Issue Bank Guarantees and Standby Letters – the bank is the deliverer, not the initiator of the transaction.
Banks operate exactly the same way with Bank Guarantees and Standby Letters of Credit. The Bank is the Post Office and they receive a financial instruction from a Provider to deliver one of the Provider’s assets (BG or SBLC) to specific address of the Receiver.
The Bank is just the delivery boy who works for the BG & SBLC Provider. The Provider is the actual asset owner, asset holder and asset controller.
Most clients incorrectly think the Bank is the Provider who initiates and completes delivery of the Bank Guarantee or Standby Letter of Credit. This is 100% NOT TRUE! Banks never initiate a Bank Guarantee or Standby Letter of Credit Transaction….. NEVER! The Bank is simply the Postman who works for the Asset owner / Provider.
So who are BG & SBLC Providers?
BG & SBLC Providers are high net worth corporations or individuals who hold bank accounts at the issuing bank that contain significant cash sums. The BG or SBLC Provider instructs his issuing bank to secure and encumber cash in his own account and authorizes the bank to create a financial instrument e.g. Bank Guarantee or Standby Letter of Credit and deliver that financial instrument by Swift to the Receiver’s bank account with which the Provider has contracted.
The Bank has no interest in the transaction apart from receiving fees for “cutting” (creating) the financial instrument and “delivering” the financial instrument. All other responsibility for the asset is the Provider’s, because the financial instrument was created and is secured against the cash position in the Provider’s own bank account at the issuing bank.
Banks don’t use BGs or SBLCs to raise Capital because if a Bank wants to raise Capital (e.g. take in more money to grow), the bank issues Bank Stock or Shares, Bank Bonds, or MTNs (Mid Term Notes).
BGs or SBLCs are secured against client cash accounts of the Provider in the Bank. The Bank NEVER uses its own cash to encumber or secure a BG or SBLC!
When was the last time you saw a Bank advertising Monetizable Bank Guarantees or Standby Letters of Credit for sale? Answer: Never! Why? Because BGs and SBLCs are not bank products, they are niche market client products created at the request of high net worth bank clients with large cash holdings at the bank.
Go to your local Bank Branch and tell the Bank Officer at the branch that you want to buy or Lease a Bank Guarantee please. Most won’t know what you are talking about because BGs and SBLC are NOT a publicly offered Bank product.
To issue a BG or SBLC you need to have a special bank account called a custodial account. A custodial account is a special bank account that can hold, issue and receive financial instruments. It takes 3 months+ to establish a custodial account at a bank.
There are very few genuine BG or SBLC Providers because Issuing BGs & SBLC requires a very specialized financial skill set and most High Net worth Investors don’t have the time, patience, expertise or desire to involve themselves with BG and SBLC Issuing.
The fact is you need the BG & SBLC Provider much MORE than they need YOU! A Genuine Provider has more clients than they need so they are VERY selective about with whom they choose to do business!
Don’t Be Deceived by Broker Jokers
Sometimes genuine clients with real money don’t find us – – or if they hear about us from one of our intermediaries, they aren’t given correct information – – and so they go away. That is a tragedy.
On the other hand, sometimes they go away, not because one of us has misinformed them, but because they were misinformed by other brokers, representing other schemes. Unfortunately, the majority of would-be intermediaries out there are not connected with real platforms with real performing programs. They think they are – – but their “connection” is only another broker – – who may be claiming to be the source.
From these phonies, investors hear rumors like the following: Rumor: You can purchase SBLCs or BGs for 35 + 2. Fact: 65 + 2 is closer to a normal price for a genuine deal. Rumor: You can pay a small amount to lease a BG and enter it into a trading program. Fact: Legitimate platforms only allow owned instruments; not leased. Or if it is leased, the signed permission of the owner is required to put it into trade. Rumor: You can get into a “funds don’t move” platform with small cap money. Fact: “Funds don’t move” (tear sheet) programs are only available at 100M+. Rumor: Intermediaries can have side agreements with their clients, honored by the paymaster. Fact: Side agreements are forbidden industry-wide in all legitimate programs. If an intermediary wants project funding, then he cannot be commissionable, and the client must be a single corporate or trust entity with the investor and the project holder sharing control of the legal entity, so that payouts are divided internally. No disclosure of that is needed by the trader.
A common problem in the BIIP industry is that for every genuine platform that is truly performing, and where no client ever loses any money, there are a thousand others that are rumored to exist – – but don’t exist at all.
These rumors are spread by intermediaries, otherwise known as brokers, who don’t have direct connection with a genuine trading platform. They only have connection with other intermediaries, many of whom claim to be the platform. Their motive for exaggerating is often to attract the real money, and then hope to place it successfully somewhere.
When one broker successfully copies information heard from another broker, it gets passed to another broker, and then another and another. That is called a “daisy chain”. It is a sad fact that the majority of brokers out there are like this. They have never had direct contact with a genuine and performing platform. They only think they do, but they have never verified it.
Then when genuine investors produce real POF (Proof of Funds), the broker sends it up the line, and it ends up getting circulated through dozens of people, ending nowhere. It never leads to a genuine deal. In some unfortunate cases, it ends up in the hands of a scamster. But more often, it just generates a lot of busy activity among a lot of people, and delivers no joy to the investor or anyone. Just frustration and disappointment.
This has made a bad name for the industry. It is a symptom of the fact that the industry must remain private. Otherwise, it could widely broadcast the truth about the situation to the general public. In the vacuum, in the absence of the truth being widely broadcast, it is understandable that the field would be rife with false rumors.
If you haven’t already read the section “Why the Industry Denies Its Own Existence”, please do so in this overview. Likewise, to appreciate how fortunate you are to be connected to the Real Programs, read the section “Unsurpassed Relationships”, if you haven’t already, also in this overview.
Why do banks issue MTNs?
Banks issue MTNs because they can leverage the funds 10:1 and loan it out at interest for 10 years, turning a hefty profit. Below is an illustrative example…
1: Full Face Value of MTN Issue (FFV): 10 Billion Euro 2: Sell at 58% of Face Value:5.8 Billion Euro
3: Coupon value at 7.5% per annum: 7.5 Billion Euro 4: Liability (Point 2-{1+3}): 11.7 Billion Euro
5: Leverage at 10:1: 58 Billion Euro
6: Interest by bank at 3% per annum on Point 5: 17.4 Billion Euro 7: Profit made by Bank (Point 4+6): 5.7 Billion Euro
Costs
The Asset Provider is not required to make any upfront fee payments.
Typical Platform fees would be around 10% (lawyers and attorneys) and are paid from the profit
disbursement from that tranche. (See Q & A for an example profit disbursement)
Because these are International Fiduciary Trades, made by invitation only, under strict non- solicitation rules, it is customary to have facilitating intermediaries involved in the introduction. Those intermediaries are compensated with a small referral fee of 5%, usually paid out of the trading profits by the Paymaster, before net profits are distributed to the Asset Provider.
It is also possible that the person who introduced you to these programs may have humanitarian projects or life-supporting businesses that they wish to fund. In these cases, a percentage profit- share from your returns can be negotiated for this purpose, prior to introductions being made. Since returns are so high and are unattainable in any other managed investment, especially at zero risk, a share of somewhere in the region of 30% to 50% is usually agreed upon, but this is a private negotiation between the investor and introducer.
It is important for you to know that the platforms strictly do not allow pre-arranged side agreements for profit sharing with outside parties. This type of agreement is therefore best conducted within a single entity, such as a trust or corporation.
This way, the trust or corporation is the ‘single client’ applying for the platform trading account, with you and your profit-sharing introducer as co-signatories on the entity. The platform is then only responsible for paying out to this single entity and can do the necessary KYC checks on both parties.
Once the entity is paid, then you and your partner can distribute the proceeds internally, according to your mutual agreement.
How to Protect Yourself in PPP Programs
Private Placement Platform Programs (PPPs) are one of the most misunderstood of all the Alternative Investments. Due to the enormous amount of misleading, false and fake information floating around the internet, as well as the fact there are very few published sources of quality information, we have created a quick and simple guide that will allow you, in seconds, to differentiate a legitimate Private Placement Program from a scam.
Every scam needs a mechanism to move money from the client into the scammer’s pocket. If that mechanism is not present, then the scam, by definition, cannot work.
There are two main mechanisms scammers use in PPP scams that are not present in legitimate deals. The reason they use these two approaches is because it is the only way for them to gain access to a client’s money in the deal. In the vast majority of cases, articles and stories where people tell you about scams, one of these two mechanisms is always present. It is, in fact, the only thing that allows the scam to work.
1) Up-front fees: Traditional Legitimate Private Placements DO NOT have Up-Front Processing Fees. This is a simple little money transfer mechanism that gets you to pay money for services you’re never going to receive.
2) 3rd Party Accounts: This is the most predominant scam technique in the industry. It is a way for scammers to gain access to large amounts of funds, by having the investor move the funds to a less secure 3rd party or 3rd party escrow account where they can easily access and steal it.
In a Traditional Private Placement Program, the money stays in your own AAA Rated Top-Tier Bank Account, in your name. In most cases it is held in place by the Bank itself for the duration of the trade program. No one else has access to the funds, ever. The trade contracts are done with the banks, on bank letter head with full-banking responsibility, and these contracts have verifiable bank serial numbers so that your banker can do bank-to-bank verification for you.
There are also very strict Non-Solicitation Laws enforced for these, per International Banking Law. Seeing any type of advertising for these services online, or sharing program details on a website, a blog or video, is a breach of those solicitation laws and is highly illegal. This is one of the easiest ways to spot the scams immediately.
Now let’s talk about Legitimate Private Placement Programs. These are done by word-of-mouth only, through intermediaries with pre-existing relationships, generally by people with very substantial and easily verifiable credentials. In presenting this information to potential clients, they are staking the reputation that many of them worked a lifetime to establish. So that is a good starting point to the fact that the Program they are discussing with you is legitimate.
Next, since there are NO upfront fees and the money never leaves the client’s AAA Rated bank account, you have to ask yourself in a Properly Structured deal, “If the money is in my Bank Account, and there are no upfront fees, no third-party accounts, and there are verifiable Bank Contracts, if you were a scammer, how exactly would you make any money doing this?” Of course, the answer is that you wouldn’t.
Since the contracts are with AAA Rated Banks, the Investor Client is covered by the same protections that govern the bank. This means that if there is a problem with the contract, the bank can be held liable under the law and potentially lose their banking license.
Next, there are Insurance Wraps from AAA rated Insurance firms, like Lloyd’s of London, in the 100s of millions of dollars available, both for personal protection on these deals and to wrap hard assets for the trades themselves. The fact a AAA rated Insurance company would do business with a bank trade desk risking money on a daily basis in these amounts is a pretty solid indication you have found a legitimate bank trade desk.
The hang-up that most Investor Clients have is that the Bank requires anti-money laundering (AML) Compliance and a thorough Background check before a potential investor can be introduced to the little-known bank departments that handle these. You may only have 20 people in the entire network of the bank that know these departments even exist. One of the main reasons for this is that the banks want their employees, including upper management, doing their regular jobs instead of chasing down clients for Managed Buy/Sell programs, earning millions in intermediary fees and quitting or retiring.
The banks themselves can lose their license if caught talking to criminals about these programs. Therefore, true due diligence and compete transparency with the bank and all parties involved can only be achieved after AML compliance documents have been submitted and reviewed.
This report is the extent of the due diligence that can be achieved beforehand. After passing compliance, however, thorough due diligence is very easy. Unfortunately, because of the numerous scams you can now easily spot, nearly every Private Placement Program gets written- off as a scam and many people miss what is truly one of the safest and most profitable Alternative Investments in existence, when structured properly.
The bottom line is that every investment class has numerous scams as well as fantastic opportunities. Being educated in how the scams work is your best protection if you wish to enjoy the benefits of the working with legitimate bank trade desks that have been quietly doing business for decades.
For specific current details and private inquiries, send an email to Customer Relations
Q & A
PPP
In a word, yes. References of satisfied customers are not allowed due to the privacy, confidentiality, and nondisclosure, but we have been seeing successful completions of these program payouts since the 1990s, including currently and presently. So YES, clients are currently getting paid and the cash is flowing.
It varies from account to account. If the investor put in $100M or more, it can be pretty quick, like within one week. If he is putting in less than $100M, then the lesser amounts have to be aggregated before entering into trade. It is unpredictable how long that will take, but it is generally under one month. And when we say “aggregated”, remember, they’re not touching the investor’s principal; but they still have to aggregate the 1:1 lines of credit issued on the basis of the investor’s capital committed.
The possibility of this is more answered on your side than on the trading team’s side. The reason for this is that no, the trade programs do not allow pools. They also do not allow borrowed funds. So a group of investors could be assembled and their funds could be pooled in an LLC or corporation, but it would be illegal to inform them that their money is going into a BIIP. It would be illegal to advertise it. It would be illegal to tell them that their principal capital is guaranteed or that the returns are guaranteed. This is because the trade platform does not accept pools and will not be responsible to multiple parties. Therefore what investor would put up any money under conditions like that? “We can’t tell you what your money is being invested in, and we can’t promise any guarantees on it.” Nobody would be interested in a deal like that. One LLC director or corporate president can serve as the signatory on the funds in that corporation, but remember, the trade platform require proof of history of funds – – where the funds came from. If it is revealed that the funds came from smaller contributors who are expecting a return, the fund will be rejected. Only a single lump sum of capital controlled by a single signatory, or maximum two signatories, is permitted.
Yes, the investor can stop at any time. He can remove his capital at any time. If he does, of course the returns will stop and most likely he will never be invited again in the future to participate, unless he had a really good reason for terminating, such as some kind of major disaster beyond his control, creating an emergency that merited the urgent need for the funds.
Yes, you can download it at this link: https://s3-eu-west-1.amazonaws.com/f3files/GENO-Tempate.docx It’s a 1-page Word document.
Russians may participate, and if they have over 100M in Sberbank, there is a platform that can work with that. We’ve never heard of any other Russian banks being accepted, though.
North Korea and Iran are excluded from participating in these trade programs, as are their citizens.
The company can be a C-Corp or LLC or Trust or Foundation . . . as long as they have a Board Resolution appointing the signatory on the bank account to represent the company, as worded in the Corporate KYC template, that is fine.
That depends upon how many intermediaries there are.
There are usually 5 points to split between us. We generally split that 5% equally. So if you are direct to the investor, that means there are three of us. 5% divided by 3 = 1.67%. So unless there is a variation on the particular deal, your percentage would be 1.67% of the total the investor receives, each time he receives it, if you are direct to the investor. It is not deducted from the investor’s amount. It is just calculated on his account.
Intermediary fees are paid out of the Investor/Client’s portion of the trade proceeds. The investor is not responsible to pay them. If is is a standard 40 week trade contract, the intermediary commissions are paid directly by the platform. However, in special situations, such as in compounding arrangements, the investor-client becomes responsible for paying the intermediary fees.
A bullet trade is a lump sum payment, one time. A 40-week trade goes for 40 weeks and is usually paid weekly or biweekly. Bullet trades only become available a few times per year. Some pay in 24 hours; some pay in 10 days, and some have a 40-week contract that go with them. Meaning, that it may pay a lump sum payment in a few days or week, after which the proceeds can be added to the capital committed to the program for a 40-week contract. Keep in mind that the details of deals change every week, so it is impossible to predict in advance exactly what kind of deal your investors will get. Generally the larger the investor’s capital, the more choices he will be given.
We have signed hundreds of NDAs since the 90s and had client sign them, but have generally found that they’re not worth much. It’s really up to you. But if it is for the purpose of avoiding circumvention, don’t worry about that. The trade team itself includes non-disclosure and non-circumvention in its own contracts signed with the investor. In other words, the investor is required to agree to non-disclosure by the trading team itself – – which the investor will respect a lot more than one from you, because he will be getting his money from the trade team. To ask him to sign one with you may not do much good, and it would be redundant, because the investor is already under non-disclosure with the trade team.
Intermediaries get signed into the deal that the investor-client agrees to with the trading team. First the intermediary makes the introduction and lets the client submit his KYC intake documents. Then if he is approved and invited, all intermediaries will be brought into the documentation at that point.
https://www.investopedia.com/terms/s/secondarymarket.asp The secondary market is the public market, for stocks in US that’s the NYSE, and companies have to IPO onto the NYSE. For Medium Term Notes, Euroclear lists the MTN in the secondary (public) market.
Intermediaries are not part of the NDA nor the Contract / Investment Agreement and as such are not supposed to know the details of the contract, but if they do, they’re still not supposed to disclose it. An intermediary can discreetly show payment of their intermediary fee, since they are not part of the NDA, but they cannot disclose the name of the Platform nor the name of the Client/Investor.
Only working intermediares should be listed on the GENO . . . everyone else should be covered by the working intermediaries under a sub-fee agreement. Working intermediary means they’ve spoken directly with the client and are actively involved in getting the file able to pass Compliance.
Trustee info should be listed if a trust, or corporate officer info should be listed if a Corp.
Yes, except their EIN and banking info will be requested by the Paymaster at the appropriate time.
Master Commitment Holders and Commitment Holders are Investor/Clients. If trading is on a best efforts basis, then the Platform/Trader usually splits the GROSS trading profits with the Investor/Client 50/50, then the Investor/Client pays any fees out of their gross 50%. Total distribution of profit per tranche: 50% to Platform/Trader, 50% to Investor/Client. Of the 50% GROSS to Investor/Client, the Investor/Client NETs 85% of that (85% NET), because of the typical fees of 10% PPA for Platform Fees (bankers and attorneys), and 5% to Intermediaries. However, when the Investment Agreement lists a contractual return, the Platform/Trader just pays the Investor/Client the stipulated amount and keeps the rest, regardless of what the Gross trading profits per tranche were, and then the Investor/Client pays the 10% PPA and 5% intermediary fee as usual.
Typically trading occurs Mondays through Thursdays. They adjudicate on Friday, and the Transaction Paymaster pays everyone at same time.
No BIIP platform on the planet accepts anything but cash in USD or EUR, or in a few cases, GBP.
All investors who have assets in other forms must liquidate those assets first. Borrowed capital is acceptable if it does not have a lien or encumbrance against it. This rules out mortgages. It is rare for anyone to have borrowed capital of the size required for the platforms that is free and clear of any liens or encumbrances.
Thus for someone who has real estate and that is their only source of cash, they would have no choice but to sell the real estate and then place the cash proceeds into the platform.
With unsurpassed returns and zero risk, the BIIPs available through the platforms are by far the best investments in the world. The price one has to pay to get into them is to come with the required level of cash – – clean, unencumbered, free and clear, of non-criminal origin – – and a nice, respectful, cooperative attitude.
The answer is yes and no. We will start with the “no”, so the “yes” will be more clear.
Please understand that it is not just “our” platforms that do not accept bonds. No legitimate and authentic working and performing bank instruments trading platform on the planet accepts anything but cash USD or cash EUR. No other assets. When we say “cash”, of course we don’t mean physical currency. We simply mean United States Dollars in a bank account, or Euro Dollars in a bank account. No real estate, no gold, no oil, no SBLCs, no BGs, no bonds, no non-cash assets, and not even Swiss Francs or Japanese Yen.
They only work with USD or EUR. Period. That’s it. 100%. That’s the ONLY thing they accept. Cash is king. Please keep that in mind. Anyone who tells you otherwise is telling you a story. Of course if the client has capital in a major currency that is traded on the Forex, other than USD or EUR, the platform might accept it, but only because it is instantly convertible to USD or EUR. The trades are only conducted in USD or EUR.
But the “yes” is coming from collaborations with monetizers that are not the same as, but that are connected with, the platforms. We have not one, but several connections with monetizers for assets and for entry into bank instruments trading programs. Nevertheless, our question to the owners of the bonds is, why don’t you just sell them and put the cash into a BIIP PPP? You’re going to make a whole lot more money doing that than holding on to them. It is slower and more complicated to monetize them.
As often happens, a lot of stuff gets presented to us because the purveyors have something worthless that they couldn’t get value from anywhere else. Their bonds are so exotic, or their other instruments are so questionable, that no bank will touch them and no legitimate monetizer or platform will touch them either. So they come to us, shopping it around. We’ve been seeing this ever since the early 1990s. It wastes a lot of time. If the owner could get their instrument monetized successfully, that means he or she could also get it outright sold. And if he can’t sell it, then it may be unlikely he could get a line of credit against it either. So why did it come to us? You see the point?
Nevertheless, we have several genuine and major sources for monetization of assets. Their minimum value for consideration is 150M. We cannot know whether the actual instruments qualify until they are analyzed. But at least if the appraised value of the asset is at least $150M USD, it can be considered.
Naturally lots of questions would arise. For example, on the sovereign bonds, how old? How recent? And which country? But rather than getting into a long Q&A session about it, the best thing for us to do is for you to submit the paperwork on them to us, and we will have our people look it over.
Suffice it to say, if anyone on the planet can do something with them, we can. And if we can’t, no one can. Therefore you have come to the right place to find out.
Previously we have written that BGs, MTNs, and SBLCs that are leased are not permitted for entry into BIIPs on the PPPs. However, further discussions have illustrated the need to unpack that concept and bring it more into focus.
Leased instruments cannot be placed into trading if the signatory on it is the lessee. It would be great to find a way for that to happen, however the ledger cannot be transferred therefore it cannot be blocked and traded. Alternatively, if the asset holder (the entity holding the actual cash) is willing to issue an instrument without any liens or encumbrances and have the client become the beneficiary, we would then have an opportunity.
A leased Instrument can be traded, but 95% of the time it isn’t, because the owner will not issue a block 760, 799 or even a MT542. It is usually leased for credit enhancement only. Unless the asset holder will join in the trade with the client (lessee), then they will not release or block the instrument for the use in a trade.
In some programs yes, and in some programs, no. The paymaster we use is mandatory for certain programs because our group has had tremendous success with him for years. He has an international reputation for efficiency, fairness, compliance, honesty, timeliness, reliability, and accuracy on payouts to everyone – – from clients to intermediaries and anyone else contractually agreed upon to be included. It surprised us that he is even favored by the Zurich program in Switzerland. You would think they would have their own local trusted paymasters, but they use ours!
Yes, but the term “monetized minimum” could be confusing. The LTV must be $100M+, and most assets get discounted by 33% or more. Preferably the asset would be worth $200M+, so that there is plenty of room to be above $100M after the LTV discount. The figure $150M is just a benchmark.
No. This only happens in large cap programs, and even there, it comes out of the gross, not out of the client’s net. Every bullet program is different. Most of them do not deduct anything for projects. The returns quoted are net to the investor after all fees, commissions, etc.
They do not have a way for anyone to apply for them. The trading administrators already have databases of projects to choose from, so they don’t accept applications for that. But you’re asking good questions. The way for you to gain funding for your project is to find a wealthy investor and then have him or her, or “it” if it is an institution, participate in one of our zero risk platforms and share a percentage of the payouts with your project. That’s how it is done. That is a win-win-win situation, because the donor never donates his principal capital. Instead, he increases his capital and multiplies it with zero risk through our platforms . . . so he wins there. Your project receives whatever percentage you have negotiated with the investor. The Earth and humanity win when the compassionate and benevolent benefits of your newly empowered project roll out. The trading team wins due to receiving its fees deducted from the gross proceeds, and the introducing intermediaries win via the commissions they earn. There are no losers.
As with every other sector of business and industry in the world, which has been a mixture of virtue and vice, so the bank instruments trading industry has had its share as well. By the 1990s, risk to investor principal capital had been reduced to pretty close to zero, by the use of bank guarantees, and later, even better, the reserve account, in which the capital simply stays in the investor’s own account. But that privilege was available only to the $100M+ clients.
Even so, while the $100M+ investors enjoyed positive performance and no losses, those with less than 100M were often subject to scams, because they weren’t given the proper protection on their funds. That made a bad name for the industry among the “small cap” investors. At the same time, the industry was putting out smokescreens, denying its own existence in high profile publications. This effectively made it next to impossible for small cap investors to participate safely, and equally as difficult for introducing intermediaries to earn commissions by consulting in this field. And, in the 1990s and early 2000s, the global financial system in general was more dominated by negative forces.
Today, since about 2018, we have been fortunate in that much of the bad energy has been cleaned out. Many bad actors have been removed, computers have improved, safety mechanisms have evolved, integrity in the industry has increased, and now we have discovered who some of the benevolent administrators are. These are the ones with whom we are now associated. We refer to them as “white hats”, meaning people in power who are using that power honestly, for generous and life-supporting purposes, and whose good words are seen to be backed by heavy investments in humanitarian projects that are truly uplifting the world.
Those of us who serve as consultants in this field now have the added joy of bringing candidates to these white hats – – and watching the programs perform as promised, as contractually agreed, and with the same zero risk reserve account protection at the 1M level as used to exist only at the 100M level. Now our 1M+ investors are being given the same VIP treatment that was only available previously to the 100M+ investors.
Another problem that used to be rampant was circumvention. A consultant like myself would work hard to bring good clients, and then other brokers would take them and give no credit to the originating introducer, in spite of non-circumvention agreements. We do not suffer from this problem any more, because we have finally found and developed good relationships with the right authorities at the pinnacle of the industry.
Ironically, now we have more of a problem finding nice and open minded clients. Now that we have high integrity platforms that are performing, we face the new problem of finding clients who are able to overcome the “too good to be true” meme, and who don’t come to the table with a “prove it to me” attitude. So now we HAVE fantastic platforms with proven success and demonstrated integrity, so it is amazing to us how very few investors are awake, aware, alert, smart, intelligent, and wise enough to participate. It is very simple to qualify and get the invitation. Besides having the requisite minimum capital available, they need to be just plain decent, polite, cooperative, and open minded.
As stated inter alia, the BIIP industry provides the greatest investments on the planet, but the price newcomers have to pay for this is having no means of verification in advance – – except verification of the 100% absence of risk to one’s principal capital. That is the only thing you will be able to confirm in advance, before committing, by examining the contract, and by seeing that you are left in control of your capital – – that you are never asked to turn it over to anyone else. That much can give you peace of mind.
But other than that, you must be satisfied to have no references of satisfied customers, no advance proof of payout performance, no BBB listings, no public record of the integrity of the players, and so on. The only way most investors have ever seen proof is if they were fortunate enough to have a friend who did it and the friend would show them the proof. If you don’t have that, then you will just have to be content with allowing the contractually agreed upon time pass to see the payout performance for yourself. But the fact that your capital stays safe in your own hands means that due diligence on the parties involved is never necessary for you. This is because you will not need to trust anyone with your principal capital except yourself.
That’s an excellent question – – thank you. The compliance departments look to see: That a candidate can show verifiable proof of the sufficient minimum cash required in USD or EUR, or a currency instantly convertible to USD or EUR;
That such capital is shown to be solely owned or controlled by the individual signatory signing on the trade contract;
That such signatory’s KYC checks out as authentic;
That this signatory is not blacklisted in the BIIP industry. Blacklisting happens when a client breaks a previous contract and pulls out prematurely.
That this signatory’s funds are clean, clear, of non-criminal origin;
If it is a tear sheet program, that the funds are in an acceptable bank (see https://accuity.com/resources/bank-rankings);
That the prospective client is polite and respectfully cooperates with the intake procedures; and
That the prospective client doesn’t demonstrate a “prove it to me” attitude.
You need not worry about this unless you are coming in with 500M or 1B+. At those levels, more and more attention is paid by the trading administrators as to what the recipient is doing with the money, to make sure they’re not buying arms for guerilla groups, funding drug trade, or other illegal or harmful projects. As long as it is seen that the money is going to generally harmless, constructive, and life-supporting purposes, the client is fine. That is why at the large cap levels, information on the projects to which the money is going is requested.
Examples of acceptable projects would include helping the homeless, the disadvantaged, orphans, children, abused women, disaster victims, refugees, the rain forests, provision of clean running water, organic agriculture, cleaning the oceans, bringing out new free energy inventions, housing projects for the poor, infrastructure projects anywhere in the world where they are needed, and so on. The list is very long. Basically it would include anything that most everyone would agree is making the world a better place.
No, it can be a week or two, if the client’s money is ready and everything checks out. If there are no glitches, red flags, failures of KYC compliance, or failures to cooperate, it can go quickly and smoothly.
Now you mentioned “trust account set up”. That is provided by Brilliance in Commerce (BIC), not the trade platform. Trust setup can be accomplished within a couple of business days from the date of purchase, but part of that timing again depends upon the client. This is because the client must know who will be the two trustees, who will be grantor, and who will be beneficiaries, in order to put this information on the Trust Client Information Form. That is a prerequisite to the trust being written. But once the form is submitted, then the trust can be issued within one or two business days.
If you are applying for a bank instruments trade platform and you want to get it going quickly, you may want to apply in your individual name or in the name of any existing legal entity you may already have, to get it going. Then once that process is moving ahead, you could turn your attention to setting up BIC’s House of Freedom International Natural Law Trust, and not feel pressured about the timing of it. Once that is set up and the bank account is opened for it, you could then perhaps ask the platform to change where they send your payouts to the new account of the trust.
The monetizers won’t accept real estate, even if it is free and clear. This is because the line of credit against it for trading would usually be issued by a public institution that is legally prohibited from officially recognizing the existence of the BIIP industry. Therefore the stated purpose of the loan would be in conflict of interest with the lender’s policies.
The monetizers are also very particular about other assets. Generally speaking, think in terms of what any typical bank would loan on. Accounts receivables against the US gov’t would be very doubtful. Who is going to enforce collection? Also, our monetizers require a minimum appraised value of $150M before they will even look at it. The easiest things to monetize are gold bars or coins sitting in a bonded warehouse with authenticated SKR, or Medium Term Notes (MTNs) listed on Euroclear, etc.
“Bullet” is so called because it moves fast and ends within a short period; as distinguished from most other platform programs which stay open for months and have typically 40-week terms or 1-year terms with 40 banking weeks. Bullets with tear sheet privileges and a short period like 10 days are favored by the traders because it is very unlikely the investor would lose patience and move his money within ten days. It is a short enough period for most clients to comply with the contract and leave the money intact until the payout.
Yes, perfectly stated. You would not only be terminated from the program, but you would also be blacklisted throughout the entire industry and most likely never again permitted to enter any platform anywhere. They keep a shared database of such information. They take this seriously. A client who is given such high yields without moving or “investing” his money, and then who is so ungrateful as to break the contract by moving his money before the completion of the contract will never again be welcome in any BIIP. Remember, these programs are “by invitation only”.
It means that the client can leave his money where it is presently, as long as it is an acceptable bank, without having to move one’s capital to a different bank. Therefore this is considered to be the number one most desirable and appealing arrangement for investor-clients. In the old days, one bank would verify to another the balance in a customer’s account by tearing off a copy of the balance sheet and transmitting it to the other bank. Today, of course, it’s all done electronically and instantly, but it still bears the same quaint name.
Bank instruments traders always need to issue a line of credit that reflects the amount the client has on deposit somewhere. It is the line of credit that is used to trade instruments, not the client’s original principal. If no administrative hold is placed on the client’s principal, the client could move the funds out of his account at any time. That would pull the rug out from under the trader’s line of credit. This is why an electronic verification is needed from the client’s bank. It confirms to the trader that the principal underlying the line of credit is still in the account. If the client were to remove his capital prematurely, before the end of the contract, he would be in violation of the contract. That would result in all the profits stopping and the client becoming blacklisted. This means he would never again be invited into any BIIP ever again anywhere in the world, by any BIIP provider.
A client being given the privilege of leaving his principal capital wherever it is presently is usually reserved for the $100M+ clients. So to receive this privilege for small cap, i.e. under $100M, is rare and unusual. By contrast, our other zero risk small cap programs presently available require that the client move his funds to a designated bank. ($100M+ clients can almost always have tear sheet programs if desired.)
None of that goes to others. Please confirm this when you see the contract, but normally the return quoted is NET to the client. That is the normal protocol when quoting returns. Platforms nearly always quote client returns as “net”. Fees and percentages to other parties come out of the gross, above and beyond the net.
Yes, and the fact that clients who are clean, ethical, cooperative, and responsible with their funds are valuable to the traders. By raising small clients into large cap ones, the traders have cultivated ideal clients for their own large cap trades. Your success is their success, so when they have cultivated good large cap clients, those clients will tend to be loyal and stay with them for a long time. That expands the success of the trading group.
If you could do it quickly, and get your KYC in with it, that would be good. Passports are requested because these programs are international, and BIIP participants identify themselves that way. It is required to have a current passport in private trading. No other form of ID will work. You will have to get a new passport. It can be done quickly. You don’t have to go through the post office, which is slow. As you may know, there are private passport agencies you can find. For an extra fee of usually a couple hundred dollars, they will expedite it for you. You can probably get it in a few days.
Yes, the POF is required as part of your KYC to commence the intake process. On the other hand, you could show POF from your existing account and still move the funds after that, as long as you inform the trading team. The sooner the better, so as to get the intake process started. Sometimes transfers of that size from one bank to another can take longer than we expected. Perhaps you could show the existing POF, include a note in your KYC that you intend to move the funds to XYZ bank, and offer to produce a new POF after the money has been moved.
Yes, that is normal. When you open and read the KYC form, you will see that that question is asked on the form. Good questions.
Thank you for this good question. Of course the trade groups with which we are associated cannot claim to adhere strictly only to the codes of any one religion, because those vary widely, even from congregation to congregation. But certainly the ones with which we are associated are the ones that we have observed to be honoring their contracts, paying out as promised, showing benevolence, and showing compliance with all relevant secular laws. The fact that they do not admit clients that are known to be dangerous to society is one evidence of their ethics.
Dr. Buckminster Fuller, who had 48 Ph.D.s, in the 1970s did a calculation. He totaled up all the wealth in the world, and then he divided it by the world’s population. What this calculation showed was that if it was evenly divided, every last man, woman, and child would be a multi-millionaire. This mathematically proved that there was no shortage of supply. There was only an inequity in distribution.
This was not to advocate some communistic or socialistic redistribution. It was only to prove that those who believe in “necessary evils”, and that poverty is not possible to fix any time soon, are disproven by the numbers.
It is our opinion that virtuous, well-designed, well-operated, and fairly administered high yield investment programs are among the very best ways to multiply wealth and increase abundant distribution in this world. This is the philosophy, as well, of the best bank instruments trading administrators at the top of the industry – – the ones with whom we are associated. Beyond their own profits, this is why they are involved in it. They see it as improving the economy of the world. We agree with this.
So being, this should have the full approval of Heaven and Earth. It should be seen as fitting with the ideals of all religions and all spiritual paths.
It is also important to note that the trading itself in BIIPs has no losers. It has exit buyers, but these are major institutions like pension funds that are heavily regulated, and they are not experiencing a loss when they make these exit purchases. This was explained inter alia.
The Forex market, by contrast, always has a winner on one side and a loser on the other. Same with commodities futures. Same with stock speculation. Purchasing stocks as investments for the long-term hold, like Warren Buffet does, rarely has losers, so that is better. But all the markets that have winners at the expense of losers are not improving the collective economy very much, if at all.
The BIIP industry, on the other hand, simply multiplies the medium of distribution via high speed quantum computers trading bank instruments at lightning speed. It is basically a form of arbitrage, so it is pretty close to zero risk even for the traders. They have a buyer lined up at a profit before they buy at a lower price. Hence it only produces winners. The buyers win, the sellers win, the traders win, the clients win, the intermediaries win, and the economy in general wins when all parties spend the money thus gained on life-supporting projects.
That calculator was not intended to introduce a program. Programs come and go every month. It was simply an illustration of a typical program. It only illustrated one that probably existed last year or the year before, but it was for illustration purposes only. That is why it is in the Industry Overview, which doesn’t change anywhere near as often as the Current Programs document. The Current Programs document is the one to refer to for up-to-the-minute news about what is available NOW.
This is a good question and is one that some others have asked. It is appreciated that less professional brokers of PPPs have been known to shop investor paperwork around, looking for acceptance at a platform. Then the investor starts receiving calls from unknown parties who have received his private information. Naturally this would be very unsettling. Thus, please consider the following points.
- The first thing to realize is that absolute privacy is already nonexistent, before even coming to us. Credit data on just about everyone who has a credit history is already available on the underground dark net. Intelligence agencies already have everything about everyone in real time. Any money of any significant size is already showing on screens, along with everything about its owner.
- Reputable consultants do not shop investor KYC forms. They submit them only and exclusively to the one place where they belong: the trade desk.
- The most sensitive information is not requested in the initial intake documents. That is only requested later, after the contract is signed, and it only goes directly to the trader. It is never needed by the compliance officer or the intermediaries.
- Most owners of substantial capital, such as $10 million or more, know that they should never deposit it at the ordinary street retail level of a bank, facilitated by the lowest paid bank clerks. That raises some small risk of fraud and attempted theft by such employees. Rather, most high net worth owners of capital do their banking at higher levels of the institution, typically called private banking, where much greater security is routine.
In the PPPs, since the cash deposit or BI is required to be with a top 25 bank, there is nominal Financial Institution risk. These trade programs only occur among top 25 banks with AAA credit ratings, which is better than the US Federal Government, and the US Treasury is considered to be the “risk-free rate”. In addition, our recommended PPPs ONLY operate on Tier 1 platforms – – meaning we deal directly and only with the ‘highest of the high’ level traders. Not only are they of the highest integrity, but they also have the greatest proven credibility and reputation in the industry. They stand to gain endlessly more success by continuing to honor their client’s rights, and they have the most to lose by not doing so.
- It is suggested to obtain and use a Protonmail email address. Protonmail has the most invulnerable email encryption in the world and protects email attachments as well, but only if the email is between one Protonmail user and another. The link to obtain your own account is https://protonmail.ch/invite.
RULES OF PARTICIPATION
Rules of Participation
Potential Investors/Asset Providers must first submit a Client Information Summary (CIS) and Proof of Funds (Tear Sheet, Bank Statement, or Bank Letter) to the Facilitator and Program Manager, in order to pass AML compliance.
It is considered a “privilege” to be invited to participate in a Fiduciary Trade, not a “right.” The trading administrators and managers have a virtually endless supply of financially qualified applicants.
Program Managers and their banks will favor the applicant who provides the best paperwork, follows through promptly with all asks, and does not attempt to modify or dictate variations to the standard procedure. An applicant should never underestimate what the trading entities know about them. Failure to provide full disclosure upfront will disqualify the disingenuous.
Applicants must first prove that they are qualified, not the other way around. Until the applicant has passed the AML compliance required by the Trading Banks, no placement can occur nor will any offer be made. The U.S. Patriot Act has introduced obligatory compliance procedures. Program Managers are legally not allowed to discuss yield schedule nor contract terms until AFTER a potential Investor/Asset Provider has passed compliance, or else they could lose their license.
Corporate applicants must empower an Officer or Director as sole/exclusive signatory by using a Corporate Resolution. Not only do the funds have to be on deposit in an acceptable bank, they must also be in an acceptable jurisdiction. Trading does not occur in the US, but funds can be in certain US banks with corresponding branches in Europe or Hong Kong (JP Morgan Chase, Citibank, etc.).
It is felony fraud to submit documents or Financial Instruments that are forged, altered or counterfeit. Such documents (including attempting to submit assets that are not under direct control) are promptly referred to the appropriate law enforcement agencies for immediate criminal prosecution. The practices, procedures and rules are determined by the U.S. Federal Regulatory Authorities, Western European Central Banks program management, the International Chamber of Commerce (ICC), licensed traders and trading banks. It is their decision whom to accept and whom to reject. Contract terms, yield, schedules, etc., are made to fit their needs and schedules – and not the demands of the investors.
This marketplace is highly regulated and strictly confidential, and absolute confidentiality by the investor is a key element of every contract, with strict Non-Disclosure Agreement that is enforced. A client who breaks confidentiality will precipitate instant cancellation and may be required to repay profits received.
Finally, submission of the application documents to more than one management group at a time is termed “shopping”. If an Investor “shops” he/she can expect that this fact shall be quickly disseminated and known among the program management groups who maintain close communication – and will then be accepted by none and rejected by all.
INTAKE PROCEDURES
1) Applicant or Applicant’s Rep sends email to Facilitator with the following information:
- a) Names of the Applicant Rep and Intermediaries, Location & Company name, Corporate Title, State of Incorporation, Email Addresses
- b) Applicant’s Nationality & Country of Residence
- c) Amount available – Cash or Instrument (Medium Term Note, Bank Guarantee, Standby Letter of Credit, or Certificate of Deposit)
- d) Where funds are located – Country & Bank name
- e) What the Applicant is seeking to achieve by going into a Trade: Wealth Accumulation, Project Finance, 40 week trade, bullet trade, etc.
2) Applicant speaks with Facilitator on Facilitator’s Conference Line. If interested in moving forward, Applicant signs Facilitator’s Non-Circumvent Non-Disclosure Agreement (NCNDA) via DocuSign.
3) Applicant speaks with Program Manager / Legal Corporate Rep on Facilitator’s Conference Line. Applicant cannot dictate terms to Program Manager or they will not be able to move forward.
4) Applicant receives email from Facilitator making formal introduction to the Program Manager / Legal Corporate Rep. From this point on the Applicant communicates directly with the Program Manager.
5) Applicant emails Client Information Summary (CIS/KYC) & Proof of Funds (POF) directly to Program Manager / Legal Corporate Rep.
6) Facilitator emails Intermediary Genealogy to Program Manager to go into file with KYC & POF.
7) Program Manager / Legal Corporate Rep submits Applicant and Intermediary info to Compliance.
8) If Applicant passes Compliance, Program Manager / Legal Corporate Rep will present contractual offer to Applicant, with detailed terms and procedures.
9) Upon receiving trade contract, Applicant can take contract to their banker for bank-to-bank verification of the contract validity (using the serial number), trader’s credentials (using trader’s license number), and the contractual returns.
10) After completing Due Diligence, the Applicant then decides Yes or No, having taken on zero risk and having been given full transparency.
Preferred Platform Programs
Program 1: $1 million minimum
BY INVITATION ONLY:
Our favored trader for this program is the #1 highest performing Tier 1 trader on the planet – – both in terms of high yield and in terms of speed of delivery. In addition, their private sovereign trading bank in Taiwan is one among only 12 in the world that is using the new Quantum Financial System.
Amount: 1M Min, 2B Max in EUR, GBP or USD (NO AUD or JPN)
Blocking: TEAR SHEET-only. Client principal capital is not blocked nor moved. No escrow involved. No SWIFTS or MT 760 required. Client funds NEVER MOVE. Original investment Principal is NOT put at risk.
BOTH THE BANK AND THE INVESTOR WILL BE REQUIRED TO SEND THE SAME WEEKLY TEAR SHEET TO THE TRADER’S EMAIL FROM TWO SEPARATE EMAILS, THE BANK’S AND THE INVESTOR’S.
Qualifying Banks: Top rated international bank preferred, but smaller banks may be acceptable if they are willing to cooperate and provide a tear sheet every week.
TERMS
– Small Cap: 5X 1-Week Bullet followed by 40wk Trade paying 100%/mo: Min 1M to Max 59M in USD, EUR, or GBP
– Large Cap: 6X 2-Week Bullet followed by 40wk Trade paying 100%/mo: Min 60M to Max 20B in USD, EUR, or GBP
Because of the bullets preceding the 40wk Trade, it is effectively as if the clients are getting 500% to 600% per month Gross return on their initial amount.
– Tear-sheet only, meaning funds remain in Investors own bank account the entire time… NO escrow or IOLTA or Transfer of Funds or SWIFT necessary.
Note 1: Fresh “Tear Sheet” required day the Contract is sent to Applicant…
Note 2: Weekly “Tear Sheet” required from Client and their Banker after contract is signed…
FEES
– Platform charges 10%, closed, and Client-side intermediaries will be covered under a separate 5% Fee Payment Agreement (FPA) that starts with me. This makes a combined total of 15%.
– Must submit to me completed Intermediary Genealogy (GENO) (working intermediaries only, with Seller Rep in BOLD) with the Know-Your-Customer Documentation (KYC) so that we can get our 5% FPA signed by Applicant before we send the KYC to the Intake Officer.
PROCEDURES
1) Client Rep submits KYC & GENO (KYC includes Proof of Funds (POF) less than 48 hrs old and Banker Business Card)
Note 1: KYC must be hand signed and hand initialed by Applicant using WET BLUE INK… KYCs with digital signatures and initials get rejected by the Platform. KYC INSTRUCTIONS have been updated. Please read and follow carefully. Also, MUST use attached KYC templates, and funds in corporate account MUST use Corporate KYC.
Note 2: Power of Attorney (POA) is NOT allowed, but if corporate KYC, then corporation can appoint a Non-Executive Director to handle the communication and negotiations for the transaction. Otherwise, Platform must communicate DIRECTLY with the Applicant, who must also be the signatory on the bank account.
2) All intermediaries on GENO will receive a copy of the completed Fee Protection Agreement (FPA) via DocuSign to sign.
3) Applicant will receive the DocuSigned completed FPA to add their WET BLUE INK Signature and Initials where indicated.
4) Completed KYC & signed FPA are submitted to Intake Officer.
5) Intake Officer completes preliminary Due Diligence Compliance on Applicant.
6) Platform Rep calls Applicant.
7) Platform conducts Forensic Due Diligence Compliance on Applicant.
8) Platform Rep sends Contract to Applicant and requests updated POF.
9) Applicant sends signed Contract and updated POF to Platform Rep.
10) Platform starts Bullet Trade for new Client.
This Trade Platform is moving very quickly and wants Client to go into trade as fast as possible, depending on the Client’s responsiveness.
For Applicants with funds at some of the more challenging banks, like Sberbank, Mahkota, Bank of West Indies, or Commercial Development Bank, as long as they have at least USD 100M in their account, we have a relationship with different Tier 1 Trade Platform that can accommodate them with a Bullet + 40wk Trade.
OTHER PLATFORMS – ALTERNATIVE TERMS
– 115%+ per month or thereabouts, for first month. Returns vary from program to program, but returns will be faithfully paid consistent with whatever is in the contract. Some contracts have offered as high as 300% first month, but even 100% is arguably exceptional and hard to match anywhere else.
– 40 weeks after that at 100% per month (original Principal plus any amount of Bullet trade profits can go into a 40 Week Program at 100% per month minimum)
– Weekly Distribution
The Bullets can be used to super-charge the outcome of the 40 Week Program, but the Client can opt to not roll the Bullet trade profits into the 40wk program, or they can utilize any amount, at their sole discretion. There is NO project requirement.
Example (for illustration purposes only, this is not to be considered a solicitation nor an offering).
| Timing | Initial Amount | Return % | Return Amount | Cumulative Amount |
| Week 1 | 100,000,000 | 300% | 300,000,000 | 400,000,000 |
| Week 2 | 100,000,000 | 300% | 300,000,000 | 700,000,000 |
| Month 1 | 700,000,000 | 100% | 700,000,000 | 1,400,000,000 |
| Month 2 | 700,000,000 | 100% | 700,000,000 | 2,100,000,000 |
| Month 3 | 700,000,000 | 100% | 700,000,000 | 2,800,000,000 |
| Month 4 | 700,000,000 | 100% | 700,000,000 | 3,500,000,000 |
| Month 5 | 700,000,000 | 100% | 700,000,000 | 4,200,000,000 |
| Month 6 | 700,000,000 | 100% | 700,000,000 | 4,900,000,000 |
| Month 7 | 700,000,000 | 100% | 700,000,000 | 5,600,000,000 |
| Month 8 | 700,000,000 | 100% | 700,000,000 | 6,300,000,000 |
| Month 9 | 700,000,000 | 100% | 700,000,000 | 7,000,000,000 |
| Month 10 | 700,000,000 | 100% | 700,000,000 | 7,700,000,000 |
| * For Mathematical Illustration Purposes Only, This is Not To Be Considered A Solicitation Nor An Offering * | ||||
STRICT PROCEDURES or file will be rejected, no second chances.
Step 1: Application: Seller Rep submits Applicant’s KYC, POF, and a GENO
1) Client Information Sheet / Know Your Customer Compliance Package (KYC)
– TWO KYCs required, one submission in PDF and one in MS WORD.
– Must use one of the attached Individual or Corporate KYC templates
– KYC must be dated within past 48 hrs
– Digital signatures OK
– KYC must include 2 banker business cards
– KYC must Transaction Code created by Applicant, anything is fine, for example: Seller Rep Initials/Amount/Bank Initials/Date or JD/USD$100M/HSBC/20181215
– KYC file should be named as follows: KYC – First Name Last Name – Currency Type & Amount – Bank Name & Country – Date for example: KYC – John Doe –
2) Proof of Funds (POF)
– POF no more than 24 hrs old, Corporate KYC must have Corporate Account POF, Individual KYC must have Individual Account POF
– POF bank screenshot okay, but must include date, bank name, account number, client name, and balance.
– Note: There will be a requirement for a weekly tear sheet from the bank
– New Fresh Tear Sheet required on the day the trade contract is being sent to the applicant/funds owner
3) Genealogy (GENO)
– Sell-Side Intermediary Fees are 5%
– GENO template is provided
– GENO must list all working intermediaries. Non-working intermediaries should be covered by you through sub-fee agreements or referral fees.
– GENO must include Seller Rep in Bold, and everyone’s First & Last Name, Company Name (if any), Passport or DL#, Passport Country.
Step 2: Closing
1) Profit Participation Agreement (PPA)
– Applicant will receive PPA to sign after passing initial due-diligence
2) Phone call from Platform follows signed PPA
3) Contract follows call from Platform
Required Legal Disclaimer: Admittance to these programs is by invitation only. They are not open to the public. This is not an offering of securities. Brilliance in Commerce is not United States Securities Dealer, Broker, US Investment Adviser, Financial Planning Firm, Accounting Firm, or Law Firm and does not offer legal, tax, investment, or accounting recommendations. Nothing contained herein should be construed as legal, tax, investment, or accounting advice. We do not sell investments. We do not and will not provide personalized investment advice. We only offer research in wealth-enhancement ideas and financial education and publish opinionated information about finance and trading in which we believe our subscribers may be interested.
This message is for informational purposes only and is neither a solicitation of investment nor an offer to sell and/or buy securities. The Recipient hereby acknowledges and confirms that neither the Sender nor his/its associates, nor any other person acting on behalf of the Sender have made any statement or offer in any way whatsoever that can be construed to be a “solicitation.” Admission to Private Placement Platforms is by invitation only.
The information herein is confidential and protected by law. It is intended for only the recipient(s) named in the email to which this document is attached. It may contain information that is protected from use or disclosure under agreements of confidentiality or applicable law. This information may also be entitled to legal protection under the United States’ Electronic Communications Privacy Act, 18 USC Sections 2510-2521. Sender does not waive confidentiality or privilege. If you have received this email in error, or are not the named recipient(s), you are hereby notified that any use, dissemination, distribution or copying of this email or any attachments is strictly prohibited and may subject you to penalties. Please immediately notify the sender and delete this email and any attachments from your computer. You should not retain, copy or use this email or any attachments for any purpose, or disclose all or any part of the contents to any person.
THIS INFORMATION IS PROTECTED FROM USE OR DISCLOSURE UNDER AGREEMENTS OF CONFIDENTIALITY OR APPLICABLE LAW. THIS INFORMATION MAY ALSO BE ENTITLED TO LEGAL PROTECTION UNDER THE UNITED STATES’ ELECTRONIC COMMUNICATIONS PRIVACY ACT, 18 USC SECTIONS 2510-2521. SENDER DOES NOT WAIVE CONFIDENTIALITY OR PRIVILEGE. IF YOU HAVE RECEIVED THIS EMAIL IN ERROR, OR ARE NOT THE NAMED RECIPIENT(S), YOU ARE HEREBY NOTIFIED THAT ANY USE, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS EMAIL OR ANY ATTACHMENTS IS STRICTLY PROHIBITED AND MAY SUBJECT YOU TO PENALTIES. PLEASE IMMEDIATELY NOTIFY THE SENDER AND DELETE THIS EMAIL AND ANY ATTACHMENTS FROM YOUR COMPUTER. YOU SHOULD NOT RETAIN, COPY OR USE THIS EMAIL OR ANY ATTACHMENTS FOR ANY PURPOSE, OR DISCLOSE ALL OR ANY PART OF THE CONTENTS TO ANY PERSON. SENDER IS NOT A UNITED STATES SECURITIES DEALER OR BROKER OR U.S. INVESTMENT ADVISER, NOR A MEMBER OF NASD, AND BOTH PARTIES DECLARE THAT THIS E-MAIL IS NOT INTENDED FOR THE BUYING, SELLING, TRADING OF SECURITIES, OR THE OFFERING OF COUNSEL OR ADVICE WITH RESPECT TO ANY SUCH ACTIVITIES. THIS IS FOR YOUR INFORMATION ONLY AND IS NOT TO BE CONSTRUED AS A SOLICITATION FOR FUNDS OR THE SALE OF ANY SECURITIES. SENDER IS A CONSULTANT AND MAKES NO LEGAL WARRANTIES OR REPRESENTATIONS OF ANY KIND AS TO THE BUYER, SELLER OR TRANSACTION. THE TRANSACTION CONTEMPLATED HEREIN IS STRICTLY ONE OF CONFERMENT AND IS IN NO WAY RELYING UPON OR RELATING TO THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED, OR RELATED REGULATIONS, AND DOES NOT INVOLVE THE SALE OF SECURITIES. WE MUTUALLY AGREE THAT THIS TRANSACTION IS EXEMPT FROM THE SECURITIES ACT, IS NOT INTENDED FOR THE GENERAL PUBLIC AND ALL MATERIALS ARE FOR YOUR “PRIVATE USE ONLY”. FURTHER, THIS INFORMATION IS NOT PUBLIC DISCLOSURE AND NOT A PUBLIC OFFERING; THIS MESSAGE CONTAINS INFORMATION WHICH IS CONFIDENTIAL AND PRIVILEGED; AND, MAY BE PROPRIETARY AND DOES NOT CONSTITUTE, NOR IS IT TO BE CONSTRUED AS LEGAL ADVICE, AS PER GRAMM-LEACH-BLILEY ACT 15 USC, SUBCHAPTER I, SEC. 6801-6809 [4] DISCLOSURE OF NON-PUBLIC PERSONAL INFORMATION. ANY REVIEW, RE-TRANSMISSION, DISSEMINATION OR OTHER USE OF, OR TAKING OF ANY ACTION IN RELIANCE UPON THIS INFORMATION BY PERSONS OR ENTITIES OTHER THAN THE INTENDED RECIPIENT IS PROHIBITED. THIS MATERIAL IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT A SOLICITATION. IF YOU RECEIVED THIS DOCUMENT IN ERROR, PLEASE CONTACT THE SENDER BY REPLY EMAIL AND DELETE THE MATERIAL FROM ALL COMPUTERS. ALL DUE DILIGENCE IS THE RESPONSIBILITY OF BUYER AND SELLER, NOT THE SENDER. ANY REVIEW, RETRANSMISSIONS, DISSEMINATION OR TAKING ANY ACTION IN RELIANCE UPON THIS INFO. BY PERSONS/ENTITIES OTHER THAN INTENDED RECIPIENT IS PROHIBITED. THIS MATERIAL AND ANY COMMUNICATIONS ARE NEVER A SOLICITATION FOR ANY PURPOSE IN ANY FORM OR CONTENT UPON RECEIPT OF THE DOCUMENTS, AND RECIPIENT HEREBY ACKNOWLEDGES THIS DISCLAIMER AND IF NOT ACCEPTED, RECIPIENT MUST RETURN ANY AND ALL DOCUMENTS IN THEIR ORIGINAL RECEIPTED CONDITION TO SENDER. THIS COMMUNICATION IS COVERED BY ELECTRONIC COMMUNICATIONS PRIVACY ACT OF 1986, CODIFIED AT 18 USC 1367, 2510-2521, 2701-2710, 3121-3128. SEE http://ftc.gov/privacy/glbact.
WARNING OF RESPONSIBILITY: From this point forward, the international codes will be strictly enforced to exclude all intruders that send out false information. Those who submit a false NCND/IMFPA, LOI, FCO, BCL, or FCO, as well as FALSE PROOF OF PRODUCT (POP), FALSE PROOF OF FUND (POF) or other Documents WILL BE CHARGE WITH A CRIME and such will be reported to the FBI, ICC and INTERPOL. THIS IS A FEDERAL OFFENSE. This went in to effect on 15th November, 2008 after a meeting was held between the Federal Reserve, European Central Bank, Interpol, Federal Bureau of Investigation, and SWITZERLAND ART. 305 TER insufficient diligence in financial transactions and right to report. If Sender deliberately manipulated or falsified documents and submitted intentionally misleading information, thereby preventing an implementation of the respective order, the damage done, put a flat rate of 19.88% (eighteen-comma-eight-and-eighty percent) of requested net funding amount or the proposed capital expenditure will be charged. Any further claims for damages, as well as the introduction of criminal sanctions are reserved, irrevocable plus of 5% (five percent) paymaster-fee, has been credited to the bank account.
ALL FALSE DOCUMENTS WILL BE REPORTED TO AUTHORITIES
Federal Bureau of Investigation
- Edgar Hoover Building
935 Pennsylvania Avenue, NW
Washington, D.C. 20535-0001
Investigations@fbi.gov
INTERPOL IP Crime
Unit INTERPOL General Secretariat
200, quai Charles de Gaulle
69006 Lyon, France
Fax: +33 (0) 4 72 44 72 21
Website: www.INTERPOL.int
International Chamber of Commerce
38 Cours Albert 1er
75008 Paris, France
Tel. +33 1 49 53 28 28
Fax +33 1 49 53 28 59
Program 2: $500 million minimum
BY INVITATION ONLY:
AAA-1 PPPs, 500m MINIMUM INCLUDING UNLIMITED HERITAGE FUNDS. WE USE OUR OWN FUNDS TO BLOCK THE TRANSACTION. THE CLIENT’S FUNDS ARE NEVER AT RISK.
WE PROVIDE A 5 YEAR CONTRACT.
WE OFFER 8 DIFFERENT PLATFORMS.
The ideal customer is any organization (pension funds, trust funds) or individual looking to enter into Private Placement Programs, or to monetize bank instruments.
Examples include MTNs, BGs, or SBLCs, then providing a PPP opportunity.
We trade all of the Heritage Funds for all of the elders in all of the banks except HSBC, Hong Kong. The Chinese Government trades all of the Heritage Funds in that bank.
500m minimum BGs / SBLCs ARE AVAILABLE FROM TOP 5 BANKS. FC/SS MTNs COMING SOON.
WE ARE OUR OWN CUTTING HOUSE FOR ALL OF THE PAPER WE PROVIDE. WE CAN ALSO MONETISE AND TRADE if you have already been issued BG/SBLC FROM A BANK.
An example of one contract we have had is for the purchase of a BG/SBLC. This has been a private opportunity only. The price has been sixty seven percent (67%) of the face value (65 + 2).
We will Issue the 799/ 760 first and after the 799/760 is received by the client’s bank, the payment will be due. The issue will be from one of the top 25 banks. The client must have the funds to purchase in the bank, as it will be verified during the due-diligence process.
The funds should be in the account that will be receiving the SBLC/ and or BG(s).
The paper is issued in tranches of 500M each.
Note: The BG/ SBLC will be issued in the client’s name. The client will have the opportunity when he/she performs to continue to purchase up to 2B with rolls and extensions.
The BG will be issued in the client’s name and it will be discounted and priced at sixty seven percent (67%) of the face value. The proceeds may be placed, if the client wishes, for participation in the Financial Opportunity that will be presented. A 67% LTV non-recourse loan will be given to the client.
ALL DOCUMENTS CAN ONLY BE SIGNED BY THE ACCOUNT HOLDER/ SIGNATORY/ OWNER OF THE FUNDS.
The client can use his/ her funds in any way that they choose as the agreement does not have a restriction that dictates the funds being used for projects.
The client will complete the necessary contracts prior to the 799/760 being sent.
Also the client will have to send to us a physical RWA (Ready Willing and Able). In this transaction we move first. At the end of the term of one year the paper is returned to the issuer.
If the client wants to proceed we will need a CIS/ KYC completed and banking details to hold this position.
To start the process, only send us a CIS. Then we will send our KYC to the client. If there is any hesitation of not wanting to send us an up-to-date KYC, we will reject the client’s request for any of our services.
Once we receive the KYC and all other specific documents we can proceed. The process for approval takes approximately 72 hours. Within that time period the client will receive a number of documents from us that will need to be signed and returned. Those documents will be NCND, Fee Agreement etc. We cannot complete any of those without client details. Thank you for taking the time to contact us and we are looking forward to being of service to you and your clients.
DOCUMENTS CLIENT CAN EXPECT TO RECEIVE FROM US
KYC, fee agreement, JV agreement, etc. These standard documents will be sent to the client. If you have presently a CIS or a KYC then you may send that and we will have our office to complete those on our forms and send our documents to the client to be signed.
Only the signatory of the account (Account Holder) can go into contract with us.
THE CLIENT SHOULD KNOW THAT THEY CANNOT REMOVE ANY PAGES NOR CHANGE ANY WORDING IN THE KYC. ALSO SHOULD BE SIGNED IN BLUE INK AND RETURNED TO CUTTING HOUSE BY THE CLIENT DIRECTLY FROM THE CLIENT’S EMAIL WITHOUT TRAIL OR CC/BCC.
Note: If the client has a KYC already prepared we will accept that and transfer the information onto our KYC and other documents to be endorsed by the client.
Once engaged, the paperwork will need to be endorsed, notarized, etc. and returned within 24 to 48 hours.
Once we have received all documents, a master contract will then be sent to the client for final signature, etc. and that contract should be returned. At the end if one year the BG/SBLC will be returned to the issuer unless otherwise requested to continue or renew. Thank you.
For specific current details and private inquiries,
send an email to Customer Relations.
